2/13/2015

10 Signs You Might Love Money


As is well known, the Bible says "the love of money is the root of all evil."  Few people give any thought to their love for money.  Money is celebrated, and those who have it are thought of as being virtuous in our society.  Indeed, poverty is often thought to be the result of a lack of moral character, and those who are poor are thought to be cursed.  Unfortunately, the church has done little to challenge this conception.  As it turns out, many in the church have tied wealth and financial gain to the Gospel, and a growing number of pastors are living high off the hog as a result of the "blessings" associated with their ministry.

Being that "the love of money" is not something we think much about, I thought it would be helpful to put together a small list together of things I believe show that you are infected with the love of money.
  1. You worry about money:  We worry about the things we love.  Whether or not you are rich or poor, if you find yourself regularly worrying about your personal finances, you just might be in love with your money.   This is especially true if you worry to the point of losing sleep, or fighting with your spouse.
  2. You don't make a budget:  Unless you wake up in the morning and go outside and pick money off the branches of the money tree you have growing in your back yard, you need to make a budget.  Because if you aren't making a regular budget and tracking your spending, then the chances are money is ruling your life in the form of overspending.
  3. You are never able to save any money:  Unless you are living in deep poverty or are simply giving every last cent you make to the poor, you should be able to save a portion of every paycheck you cash.  Living paycheck to paycheck may be the common American experience.  But, if you are only one paycheck away from disaster because you have no savings, then money has too much power in your life, because failing to get paid has the power to destroy you.  Money should never have this much power in your life.
  4. You are deeply in debt:  This problem is related to everything said thus far.  If you don't make a budget and don't save any money, you are probably having to regularly go into debt to cover unexpected expenses, or "splurges."  And when you take out enough debt, you create another monthly expense that has the power to bring worry into your life, because you constantly worry that you won't have enough money to cover your additional expenses.
  5. You aren't a giver:  If you aren't regularly and systematically giving your money to charity and those in need (or you are giving simply so you can get a tax write-off), then the money in your life consumes you, as you are unable to let go of any of it.  You should regularly look for ways to expand your giving, especially in the area of giving directly to those who are poor.  If you judge them by saying things like "But they'll just spend it on booze and drugs!" then you love money too much.
  6. You don't forgive personal loans made to others:  It's amazing how many people sue other people, especially close friends and family, simply because that individual has failed to repay what they have promised.  If somebody hits you up for some money, just give it to them with no strings attached.  If they repay you, great.  But if they don't, then don't let that ruin your relationship with that individual.  Prefer to lose money over family and friends.
  7. Money keeps you from getting married, having kids, or making other major life decisions:  A lot of "millennials" have delayed making major life choices simply because they feel that they don't have the necessary financial security in order to do so.  As a result, an increasing number of people are waiting until they are 30 or older before finally "getting on" with life.  For some, their wallet leads in areas where their heart should.
  8. You are involved in a multi-level marketing scheme, or are regularly trying to "get rich quick":  When I was 19 years old and in college, two of my friends that were engaged were recruited into a multi-level marketing program, and decided to drop out of college.  Their logic was that they didn't need to go to college anymore, because they were going to become "millionaires" within the next year, and would be able to retire.  Needless to say, things didn't work out for them like they thought.
  9. You regularly buy the newest, biggest, baddest, coolest, brand name items:  If you feel you are regularly "entitled" to luxury items simply because you work hard and "deserve" the finer things in life, then money has a hold on you. "Work hard and play harder" may sound like a great motto to live by.  But in truth, most people who quote this motto really don't work all that hard to begin with.  They just feel entitled to stuff, and are in love with "bling."
  10. You make grand moral judgments about others because of their level of poverty/wealth:  I once was part of a church where the vast majority of the congregation was poor.  I was surprised how many people in the church had harsh feelings towards those who were middle-class or above.  Bitter and jealous comments abounded.  Attitudes and comments such as I heard made me very aware that poor people are just as capable of greed.  "Greed," is not a vice unique to those who are wealthy.  
This list is by no means exhaustive.  What are some other ways you think we demonstrate we are in love with money?  Feel free to comment below...

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